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Nonetheless, both insurance and gambling contracts are typically considered aleatory contracts under most legal systems, though they are subject to different types of regulation. The late 20th century saw a softening in attitudes towards gambling and a relaxation of laws against it. By the early 20th century, gambling was almost uniformly outlawed throughout the U.S. and thus became a largely illegal activity, helping to spur the growth of the mafia and other criminal organizations. It has also been suppressed by law in many areas for almost as long.

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